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		<loc>http://4closurefraud.org/2010/04/10/florida-schools-the-state-of-california-and-the-state-of-navada-are-screwed-the-fed-owns-credit-default-swaps-on-debt-owed-by-all-three-the-fed-will-profit-when-they-default/</loc>
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		<loc>http://4closurefraud.org/2010/04/11/top-ten-reasons-for-a-moritorium-on-foreclosures-and-reasons-to-oppose-non-judicial-foreclosure/</loc>
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		<loc>http://4closurefraud.org/2010/04/11/shame-the-banks-tell-your-story-at-shamethebanks-org/</loc>
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		<loc>http://4closurefraud.org/2010/04/12/docx-lorraine-brown-ron-meharg-brittany-snow-tywanna-thomas-and-mr-korrell-harp-just-might-want-to-be-your-friend/</loc>
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		<loc>http://4closurefraud.org/2010/04/13/hb-1523-nonjudicial-foreclosure-bill-dies-in-house-committee/</loc>
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		<loc>http://4closurefraud.org/2010/04/13/gee-it-took-the-senate-three-years-wamu/</loc>
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		<loc>http://4closurefraud.org/2010/04/13/sb-2270-shut-down-for-now-nonjudicial-foreclosure-act-for-nonhomestead-properties/</loc>
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		<loc>http://4closurefraud.org/2010/04/13/ocwen-scoops-up-saxon-servicing-rights/</loc>
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		<loc>http://4closurefraud.org/2010/04/13/predatory-loan-servicing-fraud-%e2%80%93-part-two-in-a-series/</loc>
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		<loc>http://4closurefraud.org/2010/04/14/foreclosure-mill-attorney-for-marshal-watson-or-foreclosure-defense-attorney-for-homeowners/</loc>
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		<lastmod>2011-12-11T17:01:29+00:00</lastmod>
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		<lastmod>2011-12-11T17:01:24+00:00</lastmod>
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		<loc>http://4closurefraud.org/2010/04/15/rally-in-tally-update-homeowners-and-attorneys-meet-in-tallahassee-to-celebrate-homeowner-rights-and-the-rule-of-law/</loc>
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		<loc>http://4closurefraud.org/2010/04/16/crack-shack-or-mansion-you-decide/</loc>
		<lastmod>2011-12-11T17:01:04+00:00</lastmod>
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		<loc>http://4closurefraud.org/2010/04/16/rally-in-tally-pinellas-foreclosure-fighter-sponsors-another-bus/</loc>
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		<loc>http://4closurefraud.org/2010/04/16/sec-charges-goldman-sachs-with-fraud-in-structuring-and-marketing-of-cdo-tied-to-subprime-mortgages/</loc>
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		<loc>http://4closurefraud.org/2010/04/16/judge-schack-does-it-again-wells-fargo-motion-for-judgment-of-foreclosure-and-sale-for-the-premises-is-denied-with-prejudice-complaint-is-dismissed/</loc>
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		<loc>http://4closurefraud.org/2010/04/17/another-wsj-smackdown-florida-judges-bash-banks-in-foreclosure-cases/</loc>
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		<lastmod>2011-12-11T17:00:26+00:00</lastmod>
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		<lastmod>2011-12-11T17:00:16+00:00</lastmod>
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		<loc>http://4closurefraud.org/2010/04/17/so-now-we-are-internet-trolls-by-jeffrey-dugas/</loc>
		<lastmod>2011-12-11T17:00:03+00:00</lastmod>
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		<loc>http://4closurefraud.org/2010/04/17/press-release-freedom-ride-circa-2010-on-a-pilgrimage-to-tallahasse-for-a-capitol-day-on-april-21-2010/</loc>
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		<loc>http://4closurefraud.org/2010/04/18/shame-the-banks-smart-homeowners-are-researching-this-fraud/</loc>
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		<loc>http://4closurefraud.org/2010/04/18/florida-example-verification-of-mortgage-foreclosure-complaint/</loc>
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		<loc>http://4closurefraud.org/2010/04/19/rally-in-tally-east-coast-bus-location-and-time-confirmed/</loc>
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		<loc>http://4closurefraud.org/2010/04/19/open-letter-to-all-honorable-judges-in-foreclosure-and-bankruptcy-proceedings/</loc>
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		<loc>http://4closurefraud.org/2010/05/21/lps-lender-processing-services-president-and-ceo-reply-to-bogus-assignee-and-bad-bene-mortgage-documents-placeholder-items-were-innocent/</loc>
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		<loc>http://4closurefraud.org/2011/03/25/marshall-c-watson-florida-attorney-general-pam-bondi-settles-investigation-against-one-of-floridas-largest-foreclosure-firms/</loc>
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	<url>
		<loc>http://4closurefraud.org/2011/03/28/deficiency-judgments-foreclosures-hidden-risk-debt-that-haunts-for-two-decades/</loc>
		<lastmod>2011-03-28T15:15:28+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/28/sewer-service-fl-service-of-process-fraud-notary-fraud-gissen-zawyer-and-caplan-caplan-and-caplan/</loc>
		<lastmod>2011-03-28T14:41:01+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/26/bofa-lawsuit-to-stay-in-state-court-state-of-arizona-vs-countrywide-bank-of-america-et-al/</loc>
		<lastmod>2011-03-26T17:14:02+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/26/no-mortgage-lenders-in-jail-but-a-borrower-lands-there-in-prison-for-taking-a-liar-loan/</loc>
		<lastmod>2011-03-26T16:27:02+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/26/fisher-and-shapiro-fraudclosures-judge-suspends-1700-foreclosure-actions-after-law-firm-admits-affidavits-were-changed/</loc>
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		<loc>http://4closurefraud.org/2011/03/25/action-alert-hawaii-legislators-wimped-out-banks-got-em/</loc>
		<lastmod>2011-03-25T20:09:01+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/25/fix-or-evict-families-facing-eviction-outnumber-those-who-received-a-loan-modification-by-12-to-1/</loc>
		<lastmod>2011-03-25T19:18:15+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/07/just-released-50-state-attorney-general-27-page-settlement-on-fraudclosures/</loc>
		<lastmod>2011-03-25T19:16:43+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/25/thank-attorney-general-schneiderman-for-standing-up-for-the-victims-of-wall-st-crooks/</loc>
		<lastmod>2011-03-25T18:53:12+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/25/reuters-analysis-doubts-raised-on-occ-foreclosure-estimate/</loc>
		<lastmod>2011-03-25T17:56:55+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/25/dylan-ratigan-collective-bargaining-for-homeowners-heroism-or-terrorism-my-exclusive-interview-with-stephen-lerner/</loc>
		<lastmod>2011-03-25T17:31:52+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/25/why-is-glenn-beck-after-the-seiu/</loc>
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		<loc>http://4closurefraud.org/2011/03/25/fraudclosure-bogus-letter-tells-man-with-refinanced-mortgage-to-pay-balance/</loc>
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		<loc>http://4closurefraud.org/2011/03/25/obama-administration-scales-back-proposed-homeowner-relief-effort-over-alleged-foreclosure-abuses/</loc>
		<lastmod>2011-03-25T15:36:57+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/25/fannie-report-warned-of-foreclosure-problems-in-2006/</loc>
		<lastmod>2011-03-25T15:14:42+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/25/freddie-mac-sued-by-attorney-david-stern-over-1-3-million/</loc>
		<lastmod>2011-03-25T14:52:42+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/bofas-brian-t-moynihan-op-ed-foreclosure-always-the-last-option/</loc>
		<lastmod>2011-03-24T20:19:56+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/freddie-mac-instructs-servicers-not-to-foreclose-under-mers/</loc>
		<lastmod>2011-03-24T20:01:02+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/floridas-courts-12000-bonus-for-judges-and-cuts-to-eliminate-one-quarter-of-the-states-2800-judicial-assistants/</loc>
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		<loc>http://4closurefraud.org/2011/03/24/wells-fargo-offers-loan-modification-to-struggling-homeowner-for-2-less-than-he-was-paying/</loc>
		<lastmod>2011-03-24T17:09:51+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/empire-state-rebellion-house-of-cards-%e2%80%93-opesr-00110010-a99-video/</loc>
		<lastmod>2011-03-24T16:50:25+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/start-the-countdown-to-march-29-nationwide-call-in-day-to-the-attorneys-general/</loc>
		<lastmod>2011-03-24T16:34:48+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/cash-register-justice-12000-bonus-to-fl-judges-who-hear-the-most-cases/</loc>
		<lastmod>2011-03-24T16:17:12+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/number-of-fla-lawyers-under-investigation-for-foreclosure-related-wrongdoing-grows/</loc>
		<lastmod>2011-03-24T15:37:52+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/man-camps-out-in-front-of-chase-bank-after-receiving-100-counterfeit-bill/</loc>
		<lastmod>2011-03-24T15:29:51+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/24/hacker-collective-anonymous-issues-open-letter-to-citizens-of-the-united-states/</loc>
		<lastmod>2011-03-24T15:12:12+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/23/phh-mortgage-jury-awards-gi-20m-in-mortgage-case/</loc>
		<lastmod>2011-03-23T18:24:30+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/22/dianna-montez-v-chase-home-finance-and-jpmorgan-chase-keller-rohrback-l-l-p-announces-class-action-complaint/</loc>
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		<loc>http://4closurefraud.org/2011/03/22/only-in-foreclosure-world-david-j-stern-strikes-back-sues-lenders-that-once-hired-him/</loc>
		<lastmod>2011-03-22T16:41:47+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/22/whoa-brevard-county-foreclosure-court-holds-banks-and-fraudclosure-mills-feet-to-the-fire/</loc>
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		<loc>http://4closurefraud.org/2011/03/22/foreclosure-crisis-common-ground-between-investors-and-homeowners/</loc>
		<lastmod>2011-03-22T15:21:52+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/22/massive-fraud-mitchell-stein-esq-files-mass-joinder-lawsuit-against-bank-of-america-in-florida/</loc>
		<lastmod>2011-03-22T14:49:52+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/21/florida-court-system-facing-72-3-million-deficit-due-to-shortfall-in-foreclosure-filing-fees/</loc>
		<lastmod>2011-03-21T19:35:37+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/21/excellent-multimedia-report-on-floridas-foreclosure-crisis/</loc>
		<lastmod>2011-03-21T17:35:28+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/21/hurry-quick-lets-get-those-deadbeats-out-of-their-houses-so-the-economy-can-recover/</loc>
		<lastmod>2011-03-21T16:53:32+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/21/bloomberg-fed-must-release-loan-data-as-high-court-rejects-appeal/</loc>
		<lastmod>2011-03-21T16:12:34+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/21/rocket-docket-aclu-looking-critically-at-lee-other-counties-that-expedite-foreclosures/</loc>
		<lastmod>2011-03-21T16:01:48+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/21/pastor-family-arrested-after-refusing-to-leave-foreclosed-church/</loc>
		<lastmod>2011-03-21T15:44:39+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/21/new-mers-manuals-drafts-they-are-changing-procedures-some-good-many-bad/</loc>
		<lastmod>2011-03-21T15:30:17+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/21/new-jersey-agreements-stipulation-with-banks-on-foreclosure-practices/</loc>
		<lastmod>2011-03-21T15:06:16+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/19/banking-on-broken-promises-hamp-loan-mods-lies/</loc>
		<lastmod>2011-03-19T14:56:30+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/19/daily-finance-why-the-foreclosure-mess-settlement-proposal-cant-fix-the-damage/</loc>
		<lastmod>2011-03-19T13:46:58+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/18/missouri-attorney-generals-consumer-protection-division-we-found-a-good-deal-of-fraud-in-the-process-in-the-foreclosure-process-itself-but-no-one-to-prosecute/</loc>
		<lastmod>2011-03-19T13:38:11+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/18/jack-booted-thugs-if-you-are-buying-a-bank-of-america-short-sale-watch-this/</loc>
		<lastmod>2011-03-18T19:56:25+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/18/federal-national-mortgage-association-aka-fannie-mae-vs-ben-ezra-katz-p-a-fannie-mae-tells-lawyer-to-get-on-the-ball/</loc>
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		<loc>http://4closurefraud.org/2011/03/18/iowa-check-your-mortgages-you-may-already-own-your-house-state-homestead-law-leaves-iowa-couple-w-voided-mortgage/</loc>
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		<loc>http://4closurefraud.org/2011/03/18/nj-class-action-silva-v-citimortgage-inc-on-behalf-of-nj-homeowners-who-have-been-denied-a-permanent-loan-modification-under-hamp/</loc>
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		<loc>http://4closurefraud.org/2011/03/18/fdic-sues-wamu-executives-kerry-killinger-stephen-rotella-david-schneider-and-their-wives/</loc>
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		<loc>http://4closurefraud.org/2011/03/18/murder-suicide-houston-couple-avoids-foreclosure-with-suicide-pact/</loc>
		<lastmod>2011-03-18T14:32:09+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/18/could-illegal-improper-notarizations-cause-mega-banks-to-owe-the-irs-billions/</loc>
		<lastmod>2011-03-18T14:18:08+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/16/sec-charges-former-supervisor-teresa-a-kelly-at-colonial-bank-for-role-in-securities-fraud-scheme/</loc>
		<lastmod>2011-03-16T19:48:13+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/16/jeffrey-stephan-sanction-motion-for-relief-granted-attorneys-fees-awarded-on-affidavit-made-in-bad-faith/</loc>
		<lastmod>2011-03-16T19:28:33+00:00</lastmod>
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		<lastmod>2011-03-16T19:01:23+00:00</lastmod>
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	<url>
		<loc>http://4closurefraud.org/2011/03/16/congressional-oversight-panel-releases-final-report-on-the-troubled-asset-relief-program/</loc>
		<lastmod>2011-03-16T18:15:20+00:00</lastmod>
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		<lastmod>2011-03-16T17:14:51+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/16/the-jack-booted-thugs-coming-to-break-into-a-home-near-you/</loc>
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	<url>
		<loc>http://4closurefraud.org/2011/03/16/naked-capitalism-obama-pressing-for-a-shock-and-awe-mortgage-mod-program-3-million-in-6-months/</loc>
		<lastmod>2011-03-16T14:33:36+00:00</lastmod>
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		<lastmod>2011-03-15T03:15:25+00:00</lastmod>
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		<priority>0.2</priority>
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		<loc>http://4closurefraud.org/2011/03/14/daily-finance-bank-of-america-document-leaks-allege-insurance-scams/</loc>
		<lastmod>2011-03-14T20:08:48+00:00</lastmod>
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	<url>
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		<loc>http://4closurefraud.org/2011/03/12/the-seductive-but-flawed-logic-of-principal-reduction/</loc>
		<lastmod>2011-03-12T18:38:50+00:00</lastmod>
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		<loc>http://4closurefraud.org/2011/03/12/daily-finance-bofa-offers-to-help-fix-mortgages-if-youre-a-state-legislator/</loc>
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	<url>
		<loc>http://4closurefraud.org/2011/03/12/hacker-collective-anonymous-to-release-documents-proving-bank-of-america-committed-fraud-this-monday/</loc>
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		<loc>http://4closurefraud.org/2010/08/27/fhfa-conservators-report-on-the-enterprises-financial-performance-freddie-and-fannie/</loc>
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